Search All Banks IFSC, MICR Code, Address, All Bank Branches in India, For NEFT Money Transfer

What is an IFSC code?


IFSC code stands for Indian Finance System code. This code identify all the NEFT participating bank branches uniquely. This code is used by electronic payment system applications such as RTGS ( Real Time Gross Settlement), NEFT (National Electronic Fund Transfer), CFMS (Centralised Funds Management Systems). To transfer funds, one needs to know the IFSC code, so that the beneficiary gets the funds directly in his account. There is no physical dispatch of cheques between the clearing house and the banks is involved. This unique code system is used for instant transfer of money using internet..

What is a MICR Code?

MICR Code: MICR Code (Magnetic Ink Character Recognition Code) is a 9 digit code printed at the bottom of the cheque. The first three digits define the city code, next three represent the bank code and last three digits are the code of your bank branch. A special machine is used to read these charatcers and can also be read by humans. MICR Code helps in identifying the authenticity of cheques and making cheque processing simpler and faster. Each bank branch has unique MICR code that helps RBI to identify the bank branch..

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